#JMFinancial #MutualFunds #LargeAndMidCap #NewFundOffer #EquityInvesting #GeeQModel
Chandigarh: JM Financial Mutual Fund has launched its latest offering — the JM Large and Mid Cap Fund, an open-ended equity scheme that seeks to invest in a well-balanced mix of large-cap and mid-cap stocks. The New Fund Offer (NFO) opens for subscription on July 4, 2025, and closes on July 18, 2025.
Investment Strategy: A Balanced Approach
The JM Large and Mid Cap Fund is designed to offer investors the stability of large-cap companies — typically industry leaders with strong balance sheets — alongside the growth potential of mid-cap firms, which are often agile, emerging businesses with long-term upside.
The fund aims to generate long-term capital appreciation by building a diversified portfolio of high-quality stocks selected through the fund house’s proprietary GeeQ model — an analytical framework that emphasizes Growth of Earnings and Earnings Quality. This model combines quantitative screening and qualitative analysis to identify companies that show both strong fundamentals and sound corporate governance.
The fund’s portfolio construction will emphasize:
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Liquidity – ensuring ease of entry and exit
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Flexibility – to adapt to changing macroeconomic and market dynamics
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Prudent Risk Management – focusing on downside protection without compromising on returns
This strategy is intended to help investors navigate different market cycles, capturing upside during bullish phases while maintaining resilience during volatility.
CIO and Fund Manager Insights
Satish Ramanathan, CIO – Equity at JM Financial Asset Management, explained,
“Our Large & Mid Cap Fund offers the size and resilience of India’s biggest companies and the vitality of its emerging midcaps. We aim to deliver growth with lower volatility, reflecting the broader opportunity across sectors like auto ancillaries, defence, and quick service restaurants (QSRs).”
He emphasized that India’s domestic consumption story, government-backed capex cycle, and manufacturing thrust through PLI schemes create a favorable environment for both large and mid-cap segments.
Asit Bhandarkar, Senior Fund Manager – Equity, added,
“This is more than just another mutual fund scheme — it’s a strategic allocation model. We’re combining the agility of midcaps with the defensiveness of large caps, aiming to deliver midcap-like returns with large-cap-like risks. The discipline in our investment process and the strength of our research-driven approach help us uncover hidden opportunities.”
Fund Management Team
The fund will be co-managed by Asit Bhandarkar and Deepak Gupta, both seasoned professionals with deep expertise across market cycles. The debt portion of the scheme, although minor in an equity-focused strategy, will be managed by Ruchi Fozdar, ensuring balanced risk exposure across asset classes.
This same team also manages JM Flexicap Fund, JM Large Cap Fund, and other hybrid offerings, lending consistency to the fund house’s equity investing philosophy.
Why This Fund Now?
The launch of this fund comes at a time when market experts are advocating diversification across market caps, especially given the current stage of India’s economic growth. While large caps bring market leadership, strong governance, and steady earnings, midcaps offer a longer runway for expansion, particularly in emerging sectors such as:
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Defence manufacturing
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Renewable energy and green mobility
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Consumer services and QSRs
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Healthcare and diagnostics
Moreover, the fund seeks to reduce overall portfolio volatility through strategic allocation — a crucial advantage for investors looking to participate in India’s equity growth story without taking on excessive risk.
AUM and Investor Reach
As of May 31, 2025, JM Financial Mutual Fund manages assets worth ₹13,869 crore across a broad spectrum of equity, debt, and hybrid funds. The AMC services over 9.15 lakh investor folios and has built a trusted distribution network with 28,500+ partners across India.
The new fund adds to JM Financial MF’s ambition of offering theme-based, long-term investment opportunities driven by fundamental research and disciplined execution.
Who Should Invest?
This scheme is suitable for:
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Investors with a long-term horizon (5+ years)
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Those seeking a diversified equity portfolio with exposure to both established companies and high-growth challengers
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Investors aiming to mitigate portfolio risk without compromising on return potential
The fund aligns with goals such as wealth creation, retirement planning, and capital appreciation in a structured and professionally managed manner.
📌 NFO Dates:
🟢 Opens – July 4, 2025
🔴 Closes – July 18, 2025
🔍 Minimum Investment: ₹5,000 and in multiples of ₹1 thereafter
💼 Fund Type: Open-ended Equity Scheme
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#JMFinancial #MutualFunds #LargeAndMidCap #NewFundOffer #EquityInvesting #GeeQModel #MidCapGrowth #LongTermInvesting #IndianEquities #InvestmentOpportunities #SmartInvesting #PortfolioDiversification #WealthCreation #NFOAlert #InvestSmart
