Opinions

AMFI Summit 2025: Domestic investors will shape India’s future, not Foreign Institutional Investors

AMFI Summit 2025: Domestic investors will shape India’s future, not Foreign Institutional Investors

Union Minister of Commerce & Industry Shri Piyush Goyal emphasises mutual funds industry's role in India's growth at AMFI Summit 2025 Shri Goyal urges industry to safeguard small investors and minimise market volatility Mumbai: The mutual funds industry has played a pivotal role in India’s growth story by encouraging financial literacy and taking innovative financial ideas to the industry and the investors. This was stated by Union Minister of Commerce & Industry Shri Piyush Goyal during his address as a Chief Guest at the Association of Mutual Funds in India (AMFI) Mutual Fund Summit 2025 today in Mumbai. The Minister…
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₹2000 banknotes: ₹6,471 crore worth notes still in market, 98.18% back to RBI

₹2000 banknotes: ₹6,471 crore worth notes still in market, 98.18% back to RBI

New Delhi: The total value of ₹2000 banknotes in circulation, which was ₹3.56 lakh crore at the close of business on May 19, 2023, when the withdrawal of ₹2000 banknotes was announced, has declined to ₹6,471 crore at the close of business on February 28, 2025. Thus, 98.18% of the ₹2000 banknotes in circulation as on May 19, 2023, has since been returned. The ₹2000 banknotes continue to be legal tender. The Reserve Bank of India (RBI) had announced the withdrawal of ₹2000 denomination banknotes from circulation May 19, 2023. The status of withdrawal of ₹2000 banknotes is periodically published by…
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बाजार में गिरावट के दौरान म्यूचुअल फंड लॉन्गटर्म में फायदेमंद

बाजार में गिरावट के दौरान म्यूचुअल फंड लॉन्गटर्म में फायदेमंद

बाजार की गिरावट और उसमें रिकवरी के समय का अंदाज न लगाए, एसआईपी जारी रखें मुंबई: बीते पांच सालों में भारतीय म्यूचुअल फंड सेक्टर जितनी तेजी से बढ़ा है, उतना बीते 30 सालों में नहीं बढ़ा था। हालांकि मौजूदा गिरावट के चलते इस समय म्यूचुअल फंड्स में निवेश करने वाले नए निवेशक डरे हुए हैं और बीते साल में शुरुआत करने वाले निवेश किया गया पैसा रिटर्न की बजाए घट जाने से घबराए हुए हैं। ऐसे में ये बात ध्यान में रखें कि दशकों से म्यूचुअल फंड्स में एसआईपी या अन्य माध्यम से निवेश करने वालों ने इस गिरावट में…
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60% of Indian retailers see technology as key to competitiveness: PwC India Report

60% of Indian retailers see technology as key to competitiveness: PwC India Report

Despite a strong demand for in-store interactions, 53% of traditional retail stores surveyed have yet to adopt technology solutions. Chandigarh: PwC India has launched a report titled, "The Retail Reinvention Paradigm: How brands could up their game," at the Retailers Association of India’s (RAI) Retail Leadership Summit in Mumbai today. According to the report, 60% of brick-and-mortar retailers surveyed believe that improved access to technology can empower them to enhance their competitiveness in this evolving market. The report emphasises the use of AI-driven analytics for personalised experiences, mobile apps for consumer engagement, and modern POS (Point of Sale) systems for…
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GDP: In Q3 India’s GDP grows at 6.2%, FY25 forecast revised to 6.5%

GDP: In Q3 India’s GDP grows at 6.2%, FY25 forecast revised to 6.5%

Real GDP has been estimated to grow by 6.5% in FY 2024-25. New Delhi: India’s real gross domestic product (GDP) growth for the third quarter (Q3) of financial year 2024-25 (FY25) was 6.2%. The National Statistics Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI), released these Statistics on Friday. Real GDP has been estimated to grow by 6.5% in FY 2024-25. Nominal GDP is expected to witness a growth rate of 9.9% in FY 2024-25. Both the growth rates are revised upward from their respective First Advance Estimates. This growth has been contributed by double-digit growth rates in ‘Manufacturing’ sector (12.3%),…
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वित्तीय वर्ष 2024-25 के लिए ईपीएफ पर मिलेगा 8.25% की दर से ब्याज

वित्तीय वर्ष 2024-25 के लिए ईपीएफ पर मिलेगा 8.25% की दर से ब्याज

ईडीएलआई योजना में प्रमुख संशोधनों को अनुमति; इससे सदस्यों के परिवार को अधिक वित्तीय सुरक्षा और सहायता मिलेगी नई दिल्ली: वित्तीय वर्ष 2024-25 के लिए सीबीटी ने सदस्यों के खातों में ईपीएफ संचय पर 8.25% वार्षिक ब्याज दर जमा करने की सिफारिश की है। केंद्र सरकार द्वारा ब्याज दर को आधिकारिक रूप से अधिसूचित करने के बाद बाद ईपीएफओ ग्राहकों के खातों में ब्याज दर जमा करेगा। ये फैसला केंद्रीय श्रम एवं रोजगार तथा युवा कार्यक्रम एवं खेल मंत्री डॉ. मनसुख मांडविया ने आज नई दिल्ली में कर्मचारी भविष्य निधि (ईपीएफ) के केंद्रीय न्यासी बोर्ड (सीबीटी), की 237 वीं बैठक…
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MOU: Renewal of the Bilateral Swap Arrangement between Japan and India

MOU: Renewal of the Bilateral Swap Arrangement between Japan and India

Both authorities can swap their local currencies in exchange for the US Dollar New Delhi: Japan and India renewed the Bilateral Swap Arrangement (BSA) effective today (Feb. 28, 2025). The Bank of Japan, acting as agent for the Minister of Finance of Japan, and the Reserve Bank of India signed the second Amendment and Restatement Agreement of the BSA. The BSA is a two-way arrangement where both authorities can swap their local currencies in exchange for the US Dollar. The size of the BSA remains unchanged, that is, up to 75 billion US Dollars. Japan and India believe that the BSA,…
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PUNJAB’s NEW EXCISE POLICY 2025-26 GENERATE EXCISE REVENUE OF RS. 11020 CRORES, CABINET APPROVES

PUNJAB’s NEW EXCISE POLICY 2025-26 GENERATE EXCISE REVENUE OF RS. 11020 CRORES, CABINET APPROVES

NEW POLICY AIMS TO GENERATE EXCISE REVENUE OF RS. 11020 CRORES WITH AN INCREASE OF 8.61% AS COMPARED TO LAST YEAR Chandigarh: The Punjab Cabinet led by the Chief Minister Bhagwant Singh Mann gave nod to the Excise policy 2025-26 which aims to collect excise revenue of Rs. 11020 crores during the financial year 2025-26, projecting an increase of Rs. 874.05 crores (8.61%) over the previous financial year’s targets. A decision to this effect was taken by the Council of Ministers in a meeting held under the chairmanship of the Chief Minister here at his official residence today. Disclosing this…
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Atmanirbhar Investor: CDSL IPF conducts Investment Awareness Program for Students

Atmanirbhar Investor: CDSL IPF conducts Investment Awareness Program for Students

Program focused on promoting financial literacy and empowered investors to make informed decisions regarding their investments in capital markets  Mohali: CDSL Investor Protection Fund (CDSL IPF) organized an investment awareness program for students in Jhanjeri, Chandigarh. The initiative was organized in Chandigarh Group of Colleges, Jhanjeri, Chandigarh.  The program focused on promoting financial literacy and empowered investors to make informed decisions regarding their investments in capital markets, while also delving into the core principles of investing. Committed to spreading financial literacy, CDSL IPF will continue to deliver more investor awareness programs nationwide this year. To ensure the initiative covered a wide audience, the…
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India Invest: Asset Allocation is the Cornerstone of Smart Investing

India Invest: Asset Allocation is the Cornerstone of Smart Investing

India Invest: Asset Allocation is the Cornerstone of Smart Investing Mumbai: Asset allocation is a key investment strategy in financial planning. Despite its proven relevance across market cycles and macroeconomic situations, it is often ignored. As a result, investors remain biased toward one asset class, exposing their portfolios to concentration risk. Investors must note that all asset classes like equity, debt, gold and real estate are distinct with different market cycles, valuation dynamics and varying risk factors. Moreover, predicting cycles of an asset class is not an easy task. On top of it, volatility, corrections and rallies are part and parcel of the market…
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