Opinions

MOU: Renewal of the Bilateral Swap Arrangement between Japan and India

MOU: Renewal of the Bilateral Swap Arrangement between Japan and India

Both authorities can swap their local currencies in exchange for the US Dollar New Delhi: Japan and India renewed the Bilateral Swap Arrangement (BSA) effective today (Feb. 28, 2025). The Bank of Japan, acting as agent for the Minister of Finance of Japan, and the Reserve Bank of India signed the second Amendment and Restatement Agreement of the BSA. The BSA is a two-way arrangement where both authorities can swap their local currencies in exchange for the US Dollar. The size of the BSA remains unchanged, that is, up to 75 billion US Dollars. Japan and India believe that the BSA,…
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PUNJAB’s NEW EXCISE POLICY 2025-26 GENERATE EXCISE REVENUE OF RS. 11020 CRORES, CABINET APPROVES

PUNJAB’s NEW EXCISE POLICY 2025-26 GENERATE EXCISE REVENUE OF RS. 11020 CRORES, CABINET APPROVES

NEW POLICY AIMS TO GENERATE EXCISE REVENUE OF RS. 11020 CRORES WITH AN INCREASE OF 8.61% AS COMPARED TO LAST YEAR Chandigarh: The Punjab Cabinet led by the Chief Minister Bhagwant Singh Mann gave nod to the Excise policy 2025-26 which aims to collect excise revenue of Rs. 11020 crores during the financial year 2025-26, projecting an increase of Rs. 874.05 crores (8.61%) over the previous financial year’s targets. A decision to this effect was taken by the Council of Ministers in a meeting held under the chairmanship of the Chief Minister here at his official residence today. Disclosing this…
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Atmanirbhar Investor: CDSL IPF conducts Investment Awareness Program for Students

Atmanirbhar Investor: CDSL IPF conducts Investment Awareness Program for Students

Program focused on promoting financial literacy and empowered investors to make informed decisions regarding their investments in capital markets  Mohali: CDSL Investor Protection Fund (CDSL IPF) organized an investment awareness program for students in Jhanjeri, Chandigarh. The initiative was organized in Chandigarh Group of Colleges, Jhanjeri, Chandigarh.  The program focused on promoting financial literacy and empowered investors to make informed decisions regarding their investments in capital markets, while also delving into the core principles of investing. Committed to spreading financial literacy, CDSL IPF will continue to deliver more investor awareness programs nationwide this year. To ensure the initiative covered a wide audience, the…
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India Invest: Asset Allocation is the Cornerstone of Smart Investing

India Invest: Asset Allocation is the Cornerstone of Smart Investing

India Invest: Asset Allocation is the Cornerstone of Smart Investing Mumbai: Asset allocation is a key investment strategy in financial planning. Despite its proven relevance across market cycles and macroeconomic situations, it is often ignored. As a result, investors remain biased toward one asset class, exposing their portfolios to concentration risk. Investors must note that all asset classes like equity, debt, gold and real estate are distinct with different market cycles, valuation dynamics and varying risk factors. Moreover, predicting cycles of an asset class is not an easy task. On top of it, volatility, corrections and rallies are part and parcel of the market…
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म्यूचुअल फंड: व्यक्तिगत निवेशकों का AUM 1 साल में 30 प्रतिशत बढ़ा, AMFI रिपोर्ट

म्यूचुअल फंड: व्यक्तिगत निवेशकों का AUM 1 साल में 30 प्रतिशत बढ़ा, AMFI रिपोर्ट

-मार्केट में गिरावट के बावजूद निवेशकों का लॉन्गटर्म में भरोसा अभी भी काफी हद तक बना हुआ है मुंबई: बीते सालों में म्युचुअल फंड रिटेल निवेशकों के बीच वेल्थ क्रिएशन के लिए काफी तेजी से लोकप्रिय हो रहे हैं। एसोसिएशन ऑफ म्यूचुअल फंड्स इन इंडिया (AMFI) द्वारा जनवरी 2025 के नवीनतम आंकड़ों से पता चलता है कि पिछले एक साल में व्यक्तिगत निवेशकों द्वारा निवेश की गई कुल एसेट्स में 30 प्रतिशत से अधिक की वृद्धि हुई है। आंकड़ों के अनुसार जनवरी 2025 में व्यक्तिगत निवेशकों के पास म्यूचुअल फंड में ₹41.43 लाख करोड़ थे, जो जनवरी 2024 की तुलना…
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लॉन्गटर्म में लाभ: अभी एसआईपी में निवेश बढ़ाना ही समझदारी, नई सिप शुरू करने का ये सही समय

लॉन्गटर्म में लाभ: अभी एसआईपी में निवेश बढ़ाना ही समझदारी, नई सिप शुरू करने का ये सही समय

SIP Closer: जनवरी, 25 में 56.19 लाख नई SIP शुरु तो 61.33 लाख SIP बंद मुंबई: मौजूदा गिरावट के दौर में निवेशक बाजार से दूर भाग रहे हैं जबकि ये निवेश शुरू करने और पहले से जारी निवेश को बढ़ाने का सही समय है। भले ही म्यूचुअल फंड में निवेश करने वाले लोग लगातार सिस्टमेटिक इन्वेस्टमेंट प्लान (SIP) के जरिए योगदान दे रहे हैं, लेकिन इस समय एसआईपी बंद होने की दर में भारी उछाल देखा गया है। एसोसिएशन ऑफ म्यूचुअल फंड्स इन इंडिया (AMFI) के ताजा आंकड़ों के मुताबिक, जनवरी 2025 में SIP बंद होने की दर 109% तक…
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Top Funds: Diversified equity mutual funds have proven to be effective in delivering significant returns

Top Funds: Diversified equity mutual funds have proven to be effective in delivering significant returns

In today's volatile market, don't lose HOPE Mumbai: In recent months, bellwether indices like the NIFTY 50 and S&P BSE Sensex have witnessed significant volatility, but the most severe impact has been on the mid and small-cap segments. Market fluctuations have increased due to sell-off by foreign portfolio investors amidst worldwide geopolitical tensions and economic uncertainties. The recent market correction has caused investors to feel anxious which leads them to seek stable financial options that deliver reliable income streams. As today's Market, We have listed the top-performing equity-oriented mutual fund schemes under various categories based on their 3-year CAGR returns. However, do…
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FRSN Ecosystem Summit: Strengthening Partnerships Between Industry and ITIs to Empower Youth for the Jobs of Tomorrow

FRSN Ecosystem Summit: Strengthening Partnerships Between Industry and ITIs to Empower Youth for the Jobs of Tomorrow

FRSN Ecosystem Summit: Strengthening Partnerships Between Industry and ITIs to Empower Youth for the Jobs of Tomorrow Panchkula: The growing demand for a highly skilled workforce with relevant technical expertise underscores the need to strengthen the ITI (Industrial Training Institutes) ecosystem. To address this, key stakeholders from ITIs, industries, and the government came together at the FRSN Ecosystem Summit: Strengthening Partnerships Between Industry and ITIs, held on February 20th, 2025, in Panchkula, Haryana. The Future Right Skills Network (FRSN) is a collaborative effort by Accenture, Cisco, J.P. Morgan, and SAP Labs facilitated by Quest Alliance with an overarching mission to make India’s youth…
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Pay More: Now Google Pay charge convenience fee on bill payments via credit, debit cards

Pay More: Now Google Pay charge convenience fee on bill payments via credit, debit cards

However, UPI payments made directly through bank accounts remain free Mumbai: Google Pay has announced a convenience fee for electricity, water, and gas bill payments made via credit and debit cards, according to a report by Media. However, UPI payments made directly through bank accounts remain free. The report states that Google Pay will levy a fee ranging from 0.5% to 1% of the transaction amount, plus applicable GST. This follows a similar move last year when the platform introduced a ₹3 convenience fee on mobile recharges. Google Pay, which holds a 37% share of UPI transactions in India, joins competitors…
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Top 10 Funds: 1 साल में दिया 19% तक रिटर्न

Top 10 Funds: 1 साल में दिया 19% तक रिटर्न

Chandigarh: मौजूदा दौर में बाजार में जारी भारी उठापटक के बीच इक्विटी, गोल्ड और डेट में निवेश करने वाले मल्टी एसेट एलोकेशन फंड्स ने पिछले एक साल में निवेशकों को शानदार रिटर्न दिया है। टॉप 10 फंड्स में से, सबसे अच्छा परफॉर्मेंस करने वाले आठ फंड्स ने लगभग 12% से 19% के बीच रिटर्न प्रदान किया है। मार्केट एक्सपर्ट्स कहते हैं, चूंकि पिछले 5-6 महीनों से शेयर बाजार कमजोर प्रदर्शन कर रहा है। ऐसे में मल्टी एसेट अलोकेशन फंड्स के लिए बेहतर संभावनाएं नजर आ रही हैं। AMFI के डेटा के मुताबिक, हाइब्रिड म्युचुअल फंड की इस कैटिगरी (मल्टी एसेट…
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